Our insurance agent has been looking for almost a week and is still trying to find a company that will insure this place…that doesn’t charge a mint. Our only option may be a pricey builder’s risk policy until we can get a new roof and siding on and make sure the plumbing and wiring is up to code. Time and money, time and money.
I discussed the pros and cons with our agent who educated me about the ins and outs of this stuff and decided to go with a builder’s risk policy for 6 months that is extendable with the expectation we can switch to a standard (and much cheaper) homeowner’s policy around that time range.